Risk Management Programs & Services

NCSBA offers superior risk management protection to the majority of public school districts in North Carolina through the NCSBT funds.  The Risk Management staff works diligently to ensure timely processing of claims, open and continuous communication, and fair resolutions.  See the descriptions of each fund below, and please do not hesitate to contact us if you have any questions or concerns, or if your district would like a free quote!


The Workers’ Compensation Fund provides members with statutory workers’ compensation coverage for their locally and federally funded workers’ compensation exposures.  This Fund includes coverage for school districts’ proportionate share of their local workers’ compensation exposures on split-fund claims.  The Fund also provides employers’ liability coverage for claims against school districts for employee injury or illness allegedly caused by the school district’s negligence.  NCSBT has partnered with PMA Management Corp. (PMA) to serve as third-party-administrator in handling claims through this Fund.  PMA has expertise in the area of workers’ compensation and has worked with NCSBT and North Carolina school districts for years handling workers’ compensation claims, including split-fund claims.  This program also offers high-deductible plans and is assisting members through loss prevention and return to work programs to comply with state mandates.


Through this fund, NCSBT provides the majority of North Carolina school districts with the risk management protection they need when faced with lawsuits against their districts, boards of education, or board of education members.  Errors & Omissions coverage primarily covers liabilities arising out of alleged violations of employee or student rights, and General Liability coverage provides coverage for bodily injury liability arising out of the operation and maintenance of school premises and/or school programs.  This fund automatically includes no-fault coverage (“med-pay”) for reasonable medical and dental expenses arising out of accidental injuries to students and school guests on school campuses during regular school hours or school-sponsored student events. The med-pay coverage is offered for free to members of this fund.


The Automobile/Inland Marine Fund provides coverage for claims arising out of the operation of non-yellow buses and vehicles owned and used by the school district, including vehicles borrowed, rented, or leased by the district.  Coverage is also provided for authorized yellow school bus uses that are not subject to the North Carolina State Tort Claims Act.  School district employees have excess coverage while using their own vehicles for school district business.  Inland Marine coverage is also available for members wishing to have coverage for certain miscellaneous property.


*Coverage provided through the NCSBT Funds does not duplicate any state-funded liability coverage for North Carolina public school employees.

Risk Management
Richard Bostic Assistant Director of Governmental Relations rbostic@ncsba.org 919.747.6677
Sam Thorp Staff Attorney sthorp@ncsba.org 919.747.6706
Tanya Giovanni Staff Attorney tgiovanni@ncsba.org 919.747.6701
Chelsea Sutton Legal/Policy Assistant crichardson@ncsba.org 919.747.6713
Donna Lynch Litigation Counsel dlynch@ncsba.org 919.747.6685
David Byrd Claims and Risk Services Consultant dbyrd@ncsba.org 919.747.6683
David Palo Data Analyst dpalo@ncsba.org 919.747.6687
Carlisha Parker Claims Adjuster cparker@ncsba.org 919.747.6682
Melody Coons Litigation Assistant mcoons@ncsba.org 919.747.6684
Lee Adams Claims Assistant ladams@ncsba.org 919.747.6707
Helen Gelb Claims Assistant hgelb@ncsba.org 919.747.6712
Rachel Vachon Legal/Policy Assistant rvachon@ncsba.org 919.747.6694
Debbie Shinbara Legal Assistant dshinbara@ncsba.org 919.747.6698
McKenna Osborn Policy Consultant mcoll@ncsba.org 919.357.6277
Jim O’Rourke Staff Attorney jorourke@ncsba.org 919.747.6711
Cynthia Moore Policy/Editorial Assistant cmoore@ncsba.org 919.747.6696
Scott Murray Staff Attorney smurray@ncsba.org 919.747.6708
Nancy Black Staff Attorney nblack@ncsba.org 919.747.6693
Kathy Boyd Senior Staff Attorney kboyd@ncsba.org 919.747.6695
Janine Murphy Assistant Legal Counsel jmurphy@ncsba.org 919.747.6699
Allison Schafer Director of Policy/Legal Counsel aschafer@ncsba.org 919.747.6700
Sean Holmes Governmental Relations Research Specialist sholmes@ncsba.org 919.747.6688
Bruce Mildwurf Associate Director bmildwurf@ncsba.org 919.747.6692
Leanne Winner Director lwinner@ncsba.org 919.747.6686
Sherry Cariss Accounting Technician scariss@ncsba.org 919.747.6689
Chadae Lewis Membership Services Assistant clewis@ncsba.org 919.747.6675
Angela Dillingham Information Specialist adillingham@ncsba.org 919.747.6678
Dana Roberts Director of Finance droberts@ncsba.org 919.747.6690
Ramona Miller Board Development & Technology Manager rmiller@ncsba.org 919.747.6676
Patsy Clack Executive Assistant pclack@ncsba.org 919.747.6680
Ed Dunlap, Jr. Executive Director edunlap@ncsba.org 919.747.6679
Christine Scheef Assistant Litigation Counsel cscheef@ncsba.org 919.747.6681